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Zoto is a digital payment platform that allows users to make mobile phone top-ups, pay bills, send money, and purchase airtime and data bundles.
Zoto was founded in Nigeria in 2015.
It quickly gained popularity and became one of the leading mobile payments platforms in the country.
Zoto expanded its services to include utility bill payments and online shopping.
The company launched a rewards program to incentivize users and encourage repeat usage of the platform.
Zoto has partnered with various telecom operators, banks, and merchants to offer a wide range of services.
In 2019, Zoto rebranded as Opay and started offering additional financial services.
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Users can easily top-up their mobile phones with airtime and data bundles from various telecom providers.
Zoto enables users to pay their utility bills, including electricity, water, and cable TV bills, conveniently through the platform.
Users can send money to friends, family, or business associates directly from their Zoto accounts to other bank accounts or mobile wallets.
Zoto offers an online shopping feature where users can purchase a wide range of products and pay using their Zoto wallet.
Zoto ensures secure transactions by using industry-standard encryption technology and partnering with trusted financial institutions.
You can earn rewards on Zoto by referring friends, participating in promotional campaigns, and making regular transactions on the platform.
Zoto supports all major Nigerian telecom providers, including MTN, Airtel, Glo, and 9mobile.
Currently, Zoto only supports bill payments within Nigeria and does not offer international bill payment services.
Money transfers on Zoto are usually completed within a few minutes, but may vary depending on the recipient's bank or mobile wallet provider.
